|Mix #1-5 in a large bowl, beat till creamy. Combine #6-8 in a separate bowl and blend slowly into large bowl. Stir in milk and chocolate chips with a large spoon.
Grease bread pans and fill with batter, 1/2 to 3/4 full.
Combine topping ingredients. Sprinkle over top of each loaf and bake at 350° for 50-55 minutes. Test by sticking a knife into the center of a loaf. If it comes out "clean", it's done!